How Life Assurance Can Be Free (Yes, Really!)

Most people think of Life Assurance in Ireland as just another expense—something they know they should have but might hesitate to add to their monthly bills. But what if we told you that, thanks to free digital GP services, your life assurance policy could actually pay for itself?

Let’s break it down and show you how.

The Hidden Perk: Free Digital GP Access

Some of the best life assurance policies in Ireland come with free digital GP access. This means:

✔️ You (the policyholder) can book virtual GP consultations—completely free
✔️ Your partner and children are also covered
✔️ No waiting rooms, no hassle—just instant GP advice from the comfort of your home

With GP visit costs averaging €70 per appointment, this can add up to serious savings for a family.

The Maths: How Much Can You Save?

Let’s take a typical family:

👨 Dad (40 years old) – visits GP twice a year (€140)
👩 Mum (40 years old) – visits GP twice a year (€140)
👦 Child 1 – visits GP twice a year (€140)
👧 Child 2 – visits GP twice a year (€140)

💰 Total savings on GP visits per year = €560

That’s money you’re already spending just to see a doctor. But what if you could put that same amount into life cover AND get the GP service for free?

How Much Life Assurance in Ireland Can You Get for That?

A Dual Life Level Term Assurance policy covering both parents for €250,000 each over a 20-year term costs around:

💶 €48 per month = €576 per year

With a discount available through Family Cover, you could easily get this cover for less than €560—which means the policy effectively pays for itself.

And on top of that, you also get:

✔️ Financial security for your loved ones
✔️ Additional policy benefits (bereavement counselling, second medical opinion, etc.)
✔️ Peace of mind knowing your family is covered

Why Life Assurance in Ireland Makes So Much Sense

🔹 You’re already spending the money – If you’re paying out-of-pocket for GP visits, switching to a life assurance policy with digital GP access makes financial sense.

🔹 You’re getting something extra – Life assurance doesn’t just cover your family’s future—it also gives you real benefits you can use today.

🔹 You’re protecting your loved ones – Saving money is great, but the real value is knowing your family is financially secure no matter what.

Final Thoughts: Life Assurance Ireland That Pays for Itself

Not all life policies include free digital GP access, so it’s worth choosing the right provider to get the most value for your money. At Family Cover, we can help you find the best Life Assurance Ireland offers, ensuring your family is protected while getting extra benefits like free GP access.

💡 Get in touch today and see how much cover you could get for free!

👉 Get a Free Quote Now

You can phone a QFA qualified adviser now on 01 668 6136 or book in a Zoom meeting here.